AT&T raises Multi-Device protection to $55 on Nov. 17, with different coverage for accessories

The skim

• The bill: AT&T’s Protect Advantage Multi-Device charge rises from $50 to $55 a month on Nov. 17, 2026, according to its customer notice. That is $5 more monthly, or $60 more over 12 months at the new rate.
• The coverage: The plan changes from up to four eligible devices to up to four eligible connected devices plus two eligible non-connected devices. Those extra slots do not carry the same loss-and-theft insurance as connected devices.
• The boundary: This notice excludes customers with a New York account address. AT&T directs them to a separate insert; the figures below should not be applied to their plans.

What changes on Nov. 17

AT&T’s program-change notice sets out both the price increase and a change in which devices qualify. This is an optional device-protection subscription, not a change to the price of wireless service or a new hardware launch.

The $5 increase is 10% of the existing $50 monthly charge. Twelve months at $55 totals $660, versus $600 at $50. Those are calculations from the listed monthly charges, not an annual plan, a claim about taxes or a promise of what any particular bill will total.

The notice separately lists business tiers. Tier A also moves from $50 to $55, while tiers B and C remain $125 and $175. Those are different plans; they should not be confused with the consumer Multi-Device coverage discussed here.

More slots do not mean identical protection

The current non-connected category in the notice lists Wi-Fi-only tablets. The Nov. 17 column instead lists Wi-Fi-only smartwatches, headphones and earbuds. Connected devices include eligible smartphones, watches, tablets and laptops on the AT&T Wireless network, plus wireless home phones. Eligibility is subject to the complete terms, not simply owning a device in one of those categories.

The distinction between insurance and a service contract matters. Under the new table, insurance for loss, theft and damage excluding accidental damage from handling applies only to eligible connected devices. Service-contract coverage for accidental damage from handling and out-of-warranty malfunctions applies to both connected and non-connected eligible devices. Two accessory slots therefore should not be described as two extra fully insured phones.

The insert lists non-connected-device fees of $0 for repair, $49 for repair/replacement and $199 for replacement. It does not fully explain the routing between those categories. Connected-device replacement deductibles range from $25 to $400 by tier. Unlimited claims still have a $3,500 limit per claim, and a replacement may be restored or refurbished rather than new.

What existing customers can check

Compare the notice with the exact plan name and account address on your coverage. Asurion’s legal index separates current and Nov. 17 terms, New York documents and older enrollments. We could read the official change insert, but the linked full Nov. 17 consumer terms page returned a loading shell rather than readable contract text. Device-specific eligibility, taxes and claim-fee routing need confirmation against your actual contract; this report is not an individual coverage determination.

The insert says enrollment renews monthly until canceled and optional coverage can be canceled at any time with a prorated refund of the monthly charge. The practical change is a recurring higher charge with a different coverage mix—not simply more devices for the same protection.

Sources: AT&T program-change insert, effective Nov. 17, 2026; Asurion AT&T legal terms index. Insert rechecked Nov. 8, 2026.